Terms of Service & Refund Policy

Effective Date: Tuesday, March 4, 2025

Welcome to Strategies for Small Businesses ("Company," "we," "our," "us"). By accessing our website http://StrategiesForSmallBusinesses.com ("Site") and using our services, you agree to comply with and be bound by these Terms of Service ("Terms"). If you do not agree to these Terms, please do not use our Site or Services.

1. Use of Our Services

• You agree to provide accurate and complete information when creating an account or using our Services.
• Unauthorized use of our Site may result in legal consequences.
• We reserve the right to modify, suspend, or discontinue any part of our Services without prior notice.

2. Intellectual Property

• All content on our Site, including text, graphics, logos, and software, is the property of Strategies for Small Businesses and is protected by copyright, trademark, and other intellectual property laws.
• You may not use, reproduce, or distribute any content from our Site without our prior written permission.

3. User Conduct

• You agree not to engage in any unlawful, abusive, or harmful behavior while using our Site.
• You may not upload or share any malicious software, spam, or content that infringes on the rights of others.
• We reserve the right to terminate accounts that violate these Terms.

4. Payment and Refund Policy

• Certain products and services on our Site may require payment. By purchasing, you agree to our pricing and payment terms.
• Refunds, if applicable, will be processed per our refund policy:
  • Refunds for live sessions are non-refundable.
  • Refunds for intellectual property created for clients are refundable up to client taking possession of or using the materials.
  • Refunds for products/trainings sold by SFSB has a 30-day refund policy from date of purchase.

5. Disclaimers and Limitation of Liability

• Our Site and Services are provided "as is" and "as available" without warranties of any kind.
• We are not liable for any indirect, incidental, or consequential damages arising from the use of our Site or Services.
• You use our Site and Services at your own risk.

6. Privacy

• Your use of our Site is also governed by our Privacy Policy, which outlines how we collect, use, and protect your personal information.

7. Governing Law

• These Terms are governed by and construed in accordance with the laws of the United States, Texas.
• Any disputes shall be resolved through arbitration in Texas, USA.

8. Changes to These Terms

• We reserve the right to update these Terms at any time. Your continued use of our Site constitutes acceptance of the revised Terms.

9. Contact Us

For any questions about these Terms, contact us at SupportingYou@StrategiesForSmallBusinesses.com.